How Much Does It Cost to Learn to Drive?

Learning to drive is an exciting milestone but comes with various costs that can add up quickly. So, how much does it cost to learn to drive? To get a full understanding of what to budget for, it’s essential to break down the expenses, from obtaining a provisional license to booking your driving test. Here’s everything you need to know.

Provisional License Application

The first step in your driving journey is securing a provisional license. In the UK, the cost to apply for this license online is £34, while applying by post will set you back £43. Most learners opt for the online method to save money. This license is mandatory before you can take lessons or sit for your theory test.

rawpixel.com | Freepik | The first step in your driving journey is securing a provisional license.

Driving Lessons: The Main Expense

Driving lessons make up the most significant portion of the cost of learning to drive. The number of lessons needed varies depending on individual progress, but most learners require around 45 hours of professional instruction. The cost of these lessons can range from £25 to £45 per hour, depending on your location.

If you take 45 lessons at the upper end of £45 per hour, you’re looking at a total of £2,025 for lessons alone. Some driving schools offer packages that can help save a bit but be prepared for this as the biggest financial investment.

Theory Test Fees

Before you can book your practical test, you need to pass the theory test. The theory test fee is currently £23, and you can book it as soon as you have your provisional license. Many learners invest in apps or study guides to ensure they pass the first time, which can be an additional but optional cost.

Practical Test Costs

Once you’ve completed your lessons and passed the theory test, the practical test is the final hurdle. The standard fee for the practical test is £62 on weekdays and £75 if you take the test on weekends. Most learners also rent their instructor’s car for the test, which typically costs around £30 for the hour. Assuming you take the test on a weekend and rent your instructor’s car, the total cost for the practical test is £105.

aleksandarlittlewolf | Freepik | Once you’ve completed your driving lessons, the practical test is the final hurdle.

Insurance for Learner Drivers

While learning to drive, many opt for learner driver insurance, which covers you while practicing outside of lessons with a friend or family member. This type of insurance is generally short-term and flexible, depending on your needs. After passing your test, you will need to get full car insurance. The average insurance premium for young or new drivers aged 18-20 is around £972 per year, though this can vary based on your circumstances.

Buying Your First Car

Once you’ve passed your test, buying a car becomes the next big expense. The average first car in the UK costs between £3,000 and £8,000, typically around £5,500. Whether you choose a second-hand vehicle or a brand-new one will significantly impact your overall costs.

Additional Costs: Road Tax and Fuel

After purchasing your car, you will also need to consider ongoing costs such as road tax and fuel. For new petrol or diesel cars, road tax varies based on CO2 emissions, but expect to pay at least £150 annually. If you’re driving frequently, fuel costs will add up quickly, too, so it’s essential to factor these into your long-term driving expenses.

This breakdown gives you a clear idea of the financial commitment of learning to drive. Every step, from lessons to tests, insurance to your first car, comes with its own price tag. Understanding these costs will help you budget effectively and ensure you’re financially prepared.